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Everyone who drives has faced this issue, trying to park the car in a tight space and accidentally bump your car into pole, the fear that you face before taking a look at the damage cannot be compared. The first thought which pops in your head when you see the damage is that how much is it going to cost you.
THE RIGHT INSURANCE
It is always a good idea to get insurance for your car before you start driving it. But a lot of times the insurance companies stifle you while paying for the work. A lot of insurance companies would want you to give multiple quotes for the price of fixing the car, obviously the company would want to pay the lowest amount. You want to look for an insurance policy which doesn’t provide a very low bar on the repair cost they are willing to cover. A lot of times the companies have tie ups with different repair shops which give them a lower cost of repairs as compared to the market.
WHAT DOES TOTALED MEAN?
Everyone has heard this phrase either in movies or video games or even in real life, “the accident was so bad that the car got totaled” but what does it actually mean? According to Telluride Towing Company and a lot of insurance companies, a car is considered to be totaled when the repair costs of the car become more than the actual cost. This is how insurance companies also determine whether to pay to repairs or the actual car by a profit loss analysis.
DAMAGE IS NOT AS IT SEEMS
Sometimes when damage looks to be small, the reality might not be the same. A small bump has the potential of damaging the engine or some other important part which might not look as a major accident. These small accidents can build up and cause major damage in the future if not properly looked at. With the use of modern technologies available, the owner doesn’t have to worry about getting the whole car re painted if only a small area has been dented or scraped, these days auto repair shops can use color matching and charge only for the part of the car which has been fixed. It is always a good practice to get the car looked at even if you don’t think the damage is major.
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